1. How To Increase Credit Scores Quickly

    At My Credit Guy, one of the questions we get most frequently is how to increase a credit score quickly. Many of our clients need to improve their credit score to qualify for a home mortgage, auto, or other financial loan. With a poor credit score, this can prove to be very difficult. Luckily, there…Read More

  2. Why You Can’t Have Dispute Verbiage On the Credit Report

      As a credit repair agency, one of the hot topics we deal with on a regular basis is the effect of dispute verbiage on a credit report. As a consumer, you could very well have a strong 680 or 720 credit score, but still be denied for a loan because of dispute verbiage. What is dispute verbiage? As…Read More

  3. WHY PAYING COLLECTIONS CAN HURT YOUR CREDIT SCORE

    In a previous blog post, we outlined some key things to NOT do to avoid negatively impacting your credit. One of those important activities to avoid was to be sure you don't jump the gun and start paying off any/all collections on your credit report without a strategic game plan in place. It's very …Read More

  4. YOUR CREDIT | HARD PULL VS. SOFT PULL

    When it comes to credit, My Credit Guy hears questions every single day from folks all across the country. One of the most frequent questions we hear is, "what is the difference between a hard credit pull and a soft credit pull?" That is a great question to ask and very important topic to understand…Read More

  5. The My Credit Guy Difference

    When you have reached the point where you wonder how to fix your credit, the solution can be overwhelming. Not only do you have to reconcile your past financial decisions, but you also have to choose between a number of different credit recovery agencies. You don’t necessarily have a background wh…Read More

  6. CREDIT TIPS – WHAT NOT TO DO

    So you're trying to get qualified for a home loan or financing of some kind.  Perhaps you've been doing all the things you've been told to do so you can help strengthen your credit score, but what about all the things you should NOT do - the things that will hurt your credit?  Sometimes knowing an…Read More