Facing the reality of bad credit can be really difficult. No matter what circumstances lead you to this position in the first place, dealing with the repercussions is no fun. You might feel overwhelmed, stressed, angry, or, at this point, even apathetic.
While credit recovery doesn’t happen overnight, the good news is that your credit will improve if you seek help — no matter how far down the rabbit hole you believe your credit might be.
Having a better credit score will significantly improve your quality of life and save you thousands of dollars down the road. Conservative estimates indicate that low credit scores cost consumers around $6,000 a year — that’s $75,000 in a lifetime.
Just think for a moment what you could do with an extra six grand this year. When you improve your credit, you avoid the costs associated with bad credit, including:
While we know fixing bad credit might seem insurmountable now, we have years of experience helping consumers like you to improve their credit scores. You might not believe it, but in two-to-four months, you can be sitting back at the table across from a lender and securing a home loan of your dreams.
As Sam Parker, Founder and CEO of My Credit Guy, outlined in the video above, My Credit Guy has a four-step process to credit recovery for consumers.
When you work with My Credit Guy to improve your credit, we:
Unlike other credit restoration agencies, we do not charge any upfront fees. You don’t pay anything until your 30th day of service. This means that we provide a credit review, strategy, and credit analysis without charging a thing.
After 30 days of service, you pay a rate as an individual or a couple. At My Credit Guy, we work fast. Our typical turn-around time is between two-to-four months.
Not sold? Check out our customer reviews to see first-hand how we have helped consumers like you.
Save yourself thousands of dollars and stressful situations. Schedule a free review with My Credit Guy to see how we can improve your credit score today.
You might be wondering why credit recovery agencies even exist in the first place. Once you know you have low credit, isn’t it easy enough to pay off some bills and see improvement?
Unfortunately, the world of credit repair is complicated. For one, it’s not even as simple as it sounds to get your credit score in the first place! Three main credit bureaus determine your score, and working with each requires an in-depth understanding of credit and credit score compilation.
Plus, if you dispute credit card statements on your own, you might end up with “dispute verbiage.” When it comes time to secure a home loan, for example, you can be disqualified based on this dispute verbiage alone.
Signing up for a free credit review is free and non-obligatory. Contact My Credit Guy today with any questions or concerns as you start the process of credit recovery.