When you have reached the point where you wonder how to fix your credit, the solution can be overwhelming. Not only do you have to reconcile your past financial decisions, but you also have to choose between a number of different credit recovery agencies. You don’t necessarily have a background when it comes to the financial industry, so you aren’t quite sure how to choose a good company.

My Credit Guy is committed to changing the reputation that credit restoration companies have. Our entire business model revolves around maximizing credit scores in the fastest time possible, all while giving one-on-one customer experience.

Check out our customer reviews to get a better feel of what our company is all about.

Common situations that lead to bad credit

The first thing we want you to know is that there shouldn’t be shame around bad credit. You certainly want to learn how to fix your credit, but there are countless different situations that get people into less-than-ideal credit situations. This includes:

  • Missed student loan car, house, etc. payments
  • Piled up medical bills
  • Divorce agreements
  • Filing for bankruptcy
  • Home foreclosure

What matters more than what got you into the situation is how to remedy it. This is where an experienced credit restoration agency comes into play. After all, bad credit can cost nearly $75,000 over a lifetime given the high interest rates you incur.

Fix your credit today to correct your past and enhance your future.

The My Credit Guy Difference

At My Credit guy, our business model revolves around three steps to maximizing credit as quickly as possible.

The program is broken down into three steps:

  1. Cleaning up: Analyze and clean up your credit report line-by-line
  2. Focusing on positive credit: Leverage and maximize positive credit
  3. Creating a plan: Personalized credit recovery plan to improve your credit score

Watch the video above to see Tricia Parker, co-founder and COO of My Credit Guy, explain these steps in detail.

Benefits of My Credit Guy

Getting serious about how to fix your credit is the first step to improve your score. You might be wondering why you need a credit agency if you can simply clean up your credit on your own. Unfortunately, the world of lenders and credit agencies can be extremely intricate and tricky. Without expertise, it can be really difficult, if not impossible, to know what to say to creditors, which accounts you should prioritize, and how to follow-up on your credit score. For something so important as fixing bad credit, you want an experienced team on your side.

Aside from knowing the credit recovery landscape, My Credit Guy has benefits, including:

  • A completely free, non-obligatory free review
  • No upfront fees
  • A personalized strategy for long-term credit health
  • An expert team dedicated to your financial success

If you have any questions about how to fix your credit, contact the team at My Credit Guy today. Additionally, if you are a lender working with candidates who need improved credit to qualify for a loan, we also provide referral partner services.