One of the best ways to start rebuilding credit is to add positive trade lines to your credit profile. In other words, you want to open credit cards and make sure you pay them off. By showing the banks that you can responsibly pay these positive lines of credit, you effectively improve your credit score. For more credit card usage tips, be sure to visit our credit restoration video blog where we cover strategies for how to improve credit scores.

It can be hard to get approved for credit cards if you have bad credit, so we recommend these options as you rebuild your credit. Many of these cards exist for people with bad credit or no credit at all, so they are geared toward helping individuals to improve their credit score.

Explore the options below, and be sure to contact our credit restoration company with any questions you might have. We’d be happy to point you in the right direction, and we also offer free credit consultations for individuals. If you’re a lender who wants to bring clients back to the closing table, our credit restoration services can also benefit your business. Learn more about My Credit Guy referral partner services today.