1. WHAT YOU NEED TO KNOW ABOUT CO-SIGNING

    Co-founder and CEO of My Credit Guy, Sam Parker, joined CW Iowa Live last week to discuss some key tips you want to know when it comes to your credit score. Is it a good idea to co-sign for someone you know who is applying for a loan? Should you ask for co-signers on a loan you are applying for? Wha…Read More

  2. TRUE CREDIT REPAIR | MY CREDIT GUY

    There is "credit repair"... and then there is real, actual credit repair. My Credit Guy performs the latter. To all the mortgage lenders out there, we need to have a quick discussion about how real credit repair services differ from tools such as rapid rescores and what-if simulators; in other words…Read More

  3. HOW LATE PAYMENTS IMPACT YOUR CREDIT SCORE

    Your credit score gets impacted in so many different ways (positively and negatively), sometimes it's hard to keep straight just how much one thing can actually disrupt your score. Usually, late payments to creditors occur because of something unexpected or unfortunate occurring in someone's life. T…Read More

  4. MY CREDIT GUY INTRO FOR REFERRAL PARTNERS

    Are you a mortgage loan officer, real estate agent, or lender of any kind? Does your client’s credit score factor into the decision of being able to move forward with the loan process? What happens when you have to turn them down due to their credit situation? If any of these questions resonate wi…Read More

  5. 3 CREDIT PITFALLS TO AVOID

    Founder and CEO of My Credit Guy, Sam Parker, joined Amber Lampe from Fidelity Bank on CW Iowa Live this past Friday morning. During this segment, Sam dives right in to three important pitfalls to avoid that could cause your credit scores to drop. Whether you have good credit, bad credit, or no cred…Read More

  6. DISPUTE VERBIAGE

    Dispute Verbiage!? As if you didn’t have enough to worry about with getting your credit scores in order, making sure you had the down payment taken care of, and getting all of your supporting docs prepared and signed NOW at the last minute you realize that you have an account or accounts with “D…Read More

  7. HOW DO INQUIRIES IMPACT YOUR CREDIT SCORES?

    A lot of people think that Inquiries KILL their credit scores. In reality, inquiries have very little impact on the scores. However, the end result of an inquiry (a new loan or credit card) can have a huge impact on credit scores.…Read More