In the world of credit repair, one of the hot topics we deal with on a regular basis is the impact of dispute verbiage on a credit report. As a consumer, you could very well have a 680 or 720 credit score, but still be denied for a loan. Many loan programs out there will not allow you to move forward with the loan until the dispute remarks are removed from that credit report.
An all-too-common story we hear from clients across the United States is how a divorce absolutely ruined their credit or the credit of someone they know. Most folks wouldn't anticipate something like this happening as an outcome of the divorce because it is simply unfamiliar territory to them. They are learning as they go through the process along the way. One can't assume[...]
Are you a mortgage loan officer, real estate agent, or lender of any kind? Does your client's credit score factor in to the decision in being able to move forward with the process? What happens when you have to turn them down due to their credit situation?
My Credit Guy has a history of underpromising and overdelivering when it comes to credit repair. In fact, if you've ever[...]